The Clef agent network
Your business,
fully staffed.
Clef is a team of AI agents for small business owners, whether you bought yours last month or built it over 30 years. Our vertical agents learn how your business runs, recommend the next action, and complete it for you.
- Buying & sellingYouSomedayBuying & sellingCharlieFinds the buyer, or the business.Working now
- Finance & booksYouSunday nightsFinance & booksDevonCloses the books and knows your number.Early access
- Back officeYouBetween jobsBack officeRuthKeeps every deadline you'd rather not think about.Early access
- CollectionsYouWhen you rememberCollectionsOtisGets you paid for the work you already did.Early access
- Everything elseYouWhatever’s leftNext seatOpenMore agents are joining the network.
9:40 PM, a Tuesday
The crew went home hours ago. You’re still working.
Every owner has this list. It never makes it onto a job board, and nobody gets hired for it, so it lands on you. Scroll, and watch it get handed off.
0 of 6 handed off
- Text Brennan Property about invoice 4471. It's 34 days late. Otis
- Reconcile September's credit card statement. Devon
- Renew the general liability policy before the 15th. Ruth
- Get payroll approved for 23 people by Thursday. Ruth
- Figure out what the business is actually worth. Devon
- Call back the guy who asked if you'd ever sell. Charlie
How it works
It starts with a map.
Charlie learns how your business actually runs. Every agent works from that same map, so nobody asks you the same question twice.
01CharlieMaps it
Charlie learns the business.
A few conversations and the documents you already have. Charlie builds the map: who pays you, who you pay, who works there, and what's due when.
02DevonReads the books
Devon closes the books every month.
Reconciled to the bank, with a 13-week cash forecast and the adjustments a buyer's accountant will look for, documented years before you sell.
03RuthRuns the back office
Ruth keeps every deadline.
Payroll, vendor bills, insurance, licenses. The work with a due date and a penalty gets done on time, and you get a weekly summary instead of a pile of mail.
04OtisCollects
Otis gets you paid.
Invoices go out the day the job closes. Follow-ups go out on a schedule you approve, in your voice. In this example, days to get paid drops from 52 to 31.
05CharlieFinds the next owner
When you're ready, Charlie finds the buyer.
Devon's numbers, Ruth's records, and Otis's collection history become the package. Charlie brings it to buyers who are funded and a real fit. Your name stays private until you say so.
The team
Four agents. One job each.
Each one does a single job all day, every day, and hands the rest to the others. Charlie is working now. Devon, Ruth, and Otis are opening to owners in early access.
CharlieAcquisitions
Finds the buyer, or the business.
Charlie learns what an owner wants in a successor and what a buyer can actually close, then connects the two and keeps the deal moving from the first call to the closing table. Along the way he maps how the business runs, and that map is what every other agent works from.
Handles
- Intake calls and texts with owners and buyers
- Private introductions when the fit is real and funded
- Deal prep, diligence requests, and document chasing
- Lender and SBA financing hand-offs
- The map of the business: customers, vendors, people, cash
Is this Charlie? My accountant said you help people sell their business.
That's me. Happy to help. What kind of business is it, and how long have you had it?
HVAC. 23 years, 19 employees. I'm 61 and my kids don't want it.
Got it. Any sense of timing? Some owners want out in a year, some want three.
Two years, maybe. I want my guys taken care of.
I hear that a lot. I'll only bring you buyers who plan to keep the team. Can I call tomorrow at 10 to learn the rest?
10 works.
Call scheduled · Tomorrow, 10:00 AM
One ordinary day
A Tuesday at your business.
Pick the business closest to yours. Here’s one day of the team’s work, start to finish.
- 6:40 AMRuthApproved timecards for 19 techs. Payroll is queued for Thursday.
- 7:15 AMOtisInvoiced Brennan Property Group for yesterday's rooftop unit swap. $8,420, net 15, pay link attached.
- 9:02 AMOtisThird reminder to Oakview Dental on $2,180, 34 days late. Paid by card at 9:47 AM.
- 11:30 AMDevonEquipment costs are up 9% since July. 6 open quotes still use the old pricing. Sent you the list.
- 1:10 PMRuthPaid the parts supplier 10 days early to take the 2% discount. Saved $312.
- 3:45 PMRuthSent the certificate of insurance a GC needs before tomorrow's job.
- 7:05 PMCharlieAn owner one county over wants to retire and sell a 6-truck HVAC company. It fits your add-on plan. Want the intro?
of small business exits in 2022 were closures. 5% were sales.McKinsey Institute for Economic Mobility, “The Great Ownership Transfer,” Feb 2026
My stepdad spent 38 years building a profitable business. When he was ready to retire, he couldn’t find a buyer, so he closed the doors. That’s why we built Charlie.
When it’s time to sell
Your business should outlast your retirement.
Know your number.
Devon runs the review a buyer's accountant will run, while there's still time to fix what it finds.
Devon
Keep the house in order.
Ruth and Otis keep contracts, licenses, payroll, and receivables clean, so diligence goes faster and surprises nobody.
Ruth + Otis
Meet the right buyer.
Charlie brings you buyers who are funded and a fit for what you care about, like keeping your team. Private until you say so.
Charlie
Thinking about selling, even years from now? Text Charlie. No listing, no forms, and your name stays private.
Text Charlie (628) 468-8265Start here
Start with a text to Charlie.
(628) 468-8265Tell him about your business, or the business you want to buy. He’ll take it from there.
Early access to Devon, Ruth, and Otis
We’re bringing owners in a few at a time. Leave your email and we’ll reach out as seats open.